Business Checking Accounts | CA Deposit Accounts

Checking accounts designed for versatility

Choose an account to work with your cash flow strategy.

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Analyzed Checking

Business Checking

Business Interest Checking

Attorney Client Trust Account

Analyzed Checking	Business Checking	Business Interest Checking	Attorney Client Trust Account
Account Description
Designed for businesses with higher monthly transaction volumes and treasury management services	Ideal for small to midsize businesses, offering simple and effective ways to manage your everyday business banking	Earn interest with competitive rates and all the benefits of Business Checking	Specialized deposit account for attorneys. Interest income on IOLTA balances will be automatically remitted to the local bar association or other qualifying organization to support improvements to the justice system and increase access to legal aid for people in need
Minimum Opening Balance
$200	$100	$100	$200
Account Fees
$23 monthly service charge¹ Offset account fees and service charges with earnings allowance	$18 monthly service charge¹ Balance required to avoid monthly service charge: $5,000 daily minimum balance or $7,500 average collected balance²	$19 monthly service charge¹ Balance required to avoid monthly service charge: $6,000 daily minimum balance or $8,000 average collected balance²	No monthly service charge
Additional Features
Use with treasury management services Combine multiple accounts into a single statement No ATM-surcharge fee withdrawals at Allpoint^® and MoneyPass^® ATMs	Manage account online and mobile banking, and bill pay⁴ Deposit checks with mobile check capture⁴ No ATM-surcharge fee withdrawals at Allpoint and MoneyPass ATMs	Competitive rates on account balance Manage account online and mobile banking,and bill pay⁴ Deposit checks with mobile check capture⁴ No ATM-surcharge fee withdrawals at Allpoint and MoneyPass ATMs	Interest earned on your account is paid to the State Bar of California Available to California attorneys and fiduciary professionals Additional FDIC insurance coverage is available³ Manage client funds in accordance with The State Bar of California Manage account online and mobile banking,and bill pay⁴ Deposit checks with mobile check capture⁴

¹Additional fees may apply.

²The average collected balance is calculated by adding the collected balance in the account on each day of the statement cycle and dividing that sum by the number of days in the statement cycle. Each day’s collected balance is calculated by taking the ledger balance in your account at the end of each day and subtracting any funds from deposited checks or other items drawn on other financial institutions that have not yet been made available to the Bank by the Federal Reserve Bank or other correspondent Banks.

³Customer eligibility criteria and limits apply. Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the service agreements, including the applicable Deposit Placement Agreement (“DPA”). IntraFi is a registered service mark and Network Deposits is a service mark, of IntraFi Network LLC.

⁴Data rates and fees from your service provider may apply.

Allpoint is a registered trademark of Cardtronics plc and its subsidiaries. MoneyPass is a registered trademark of Fiserv, Inc.