Personal

Personal checking to complement your business

Comprehensive high-touch personal banking with customized solutions under one roof.

Choose 2 at a time to compare
Personal Checking
Interest Checking
Account Description

A checking account for every day banking plus access to surcharge free ATMs, online banking and bill pay

Enjoy the benefits of a checking account plus earn interest with competitive rates on your deposits

Minimum Opening Balance
$ 100 $ 100
Account Fees

$12 Monthly service charge2

Balance required to avoid monthly service charge: $1,000 daily minimum balance or $2,000 average collected balance3

$13 Monthly service charge2

Balance required to avoid monthly service charge: $2,500 daily minimum balance or $5,000 average collected balance3

Additional Features
  • No ATM-surcharge fee withdrawals at Allpoint® and MoneyPass® ATMs
  • Earn additional relationship pricing when linked to a SMBC MANUBANK savings, money market or certificate of deposit account  
  • Manage account online and mobile banking4
  • No ATM-surcharge fee withdrawals at Allpoint and MoneyPass ATMs
  • Earn additional relationship pricing when linked to a SMBC MANUBANK savings, money market or certificate of deposit account  
  • Manage account online and mobile banking
Reorder Personal Checks

Replenish your supply, customize designs, and shop accessories with easy online ordering.

Explore personal savings

Products to help grow your private wealth while growing your business. Our range of tools and competitive rates are designed to align your earnings strategies all under one roof.

Choose 2 at a time to compare
Personal Savings
Money Market
Certificates of Deposit
Summary

Set aside funds for future purchases or investments

Delivers earning power and security while maintaining liquidity

Choose from fixed rates and flexible terms based on your goals

Minimum Opening Balance
$250 $2,500 $5,000
Account Fees

$15 quarterly service charge2

Balance required to avoid quarterly service charge: $500 average collected balance3

$12 Monthly service charge2

Balance required to avoid quarterly service charge: $2,500 daily minimum balance or $5,000 average collected balance3

$25 annual service charge per account2

Additional Features
  • Manage account online and mobile banking4
  • Earn additional relationship pricing when linked to a SMBC MANUBANK checking account 
  • Manage account online and mobile banking
  • Six checks, withdrawals or transfers per month at no cost5
  • Earn additional relationship pricing when linked to a SMBC MANUBANK checking account 
  • Flexible terms and rates
  • Higher balances may earn a higher rate
  • Earn additional relationship pricing when linked to a SMBC MANUBANK checking account

Personal Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!1

No matter which card you choose, you'll enjoy all the important features below.

Personal Credit Card Details
  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide
  • Mobile Purchasing capability for added convenience4
  • Zero Fraud Liability.6 You won't be liable for fraudulent purchases when your card is lost or stolen
  • Cardmember Service available 24 hours a day/365 days per year
  • Plus much more!